First Time Buyer
First time buyer mortgages
Buying your first home can be very exciting, although it sometimes can be difficult to get onto the property ladder. First time buyer mortgages have been designed to help individuals do this with schemes such as Help To Buy and lower deposit mortgages with some lenders offering deposits as low as 5%.
When you’re ready to start viewing properties, get in touch with DW Financial Services. We can work together to establish how much you can afford to spend on a mortgage after deducting your monthly outgoings.
We’ll then work with you to find the most suitable mortgage lender for your circumstances. Our advisers have access to a wide range of lenders including NatWest, Nationwide, Santander, Barclays and Lloyds Bank to name but a few. We’ll apply for a mortgage in principle from the chosen lender to see whether you are able to borrow the money.
Once you’ve found the house of dreams and had an offer agreed we’ll do all the necessary steps to application and paperwork for you. We’ll be there for advice all the way through to the day you move into your new home.
If you’re ready to start looking for your first home, contact DW Financial Services today so we can guide you through these important steps.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.