Mortgages

Our CeMAP Qualified Mortgage Advisers will search the whole of the market to find the right mortgage for you, whether that be first time buyer, remortgage or buy to let mortgages.

What is a mortgage?

A mortgage is a loan that you can take out to buy or purchase a property whether that is a flat, a house or even a piece of land to build on. Banks and building societies offer mortgages, as well as specialist mortgage lending companies when looking for self-build mortgages. If you change lenders or mortgage providers but don’t move home this is referred to as a ‘remortgage’.

Repayment mortgage

Repayment – each month you make a single payment to your lender which covers the interest charged each month and an amount towards the original amount borrowed. If you maintain monthly payments, your loan is guaranteed to be repaid at the end of the term.

Interest only mortgage

Interest only – each month you pay only the interest charged and nothing towards the original amount borrowed. Separate arrangements are required to ensure the original loan is repaid at the end of the mortgage term.

Mortgage services

To find out more about the mortgage services we offer at DW Financial Services click on the scenario that best suits your circumstances:

First time buyer

Residential remortgage

Buy to let mortgage

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

A mortgage advice fee may be charged and this could range from £195 to £495.